We all like to think that if we are injured in an accident with another driver that the other individual will stop their vehicle and work to sort out the situation. Unfortunately, that doesn’t always happen. If you are struck by another vehicle while riding your motorcycle or the actions of another driver caused you to crash, but the other driver fled the scene, know that you are not out of luck when it comes to collecting injury compensation. In today’s blog, we explore how motorcyclists can pursue compensation in the wake of a hit and run accident in Minnesota.
Motorcycle Hit And Run Injury Compensation
If you’re injured in a hit and run accident, know that you don’t need to track down the information of the other party in order to pursue injury compensation. While you and the police may work to uncover the identity of the driver, you can get the claims process rolling by filing an injury claim with your automobile insurance provider.
Minnesota is a No Fault state when it comes to automobile accident coverage, meaning that even if the other driver stopped, you would file a claim with your insurance provider first. The Personal Injury Protection (PIP) coverage on your automobile insurance plan will provide you with up to $40,000 per person for your accident, even if the other driver is nowhere to be found. Of that $40,000, $20,000 is allocated for medical expenses and $20,000 is set aside for non-medical expenses like wage loss and replacement services.
However, if you were injured on a motorcycle with less natural protection than a vehicle, there’s a good chance that your expenses related to the accident exceed either or both of these $20,000 minimums. If that’s the case, what are your next steps?
If police have been able to track down the driver in your hit and run case, you’ll be able to sue their insurance company for damages. Our team of injury lawyers would be more than happy to develop a strong claim that ensures you get every penny you deserve from that other driver’s insurance company. However, if you haven’t had any luck uncovering the identity of the mystery driver who caused your accident, you still have options. In this scenario, you’ll be able to file an injury claim through your own automobile insurance policy. Another arm of your policy – Uninsured Motorist Coverage – will provide additional coverage following your hit and run accident.
Although you can purchase additional coverage when finding an automobile insurance policy, the standard minimum requirements for uninsured motorist coverage in Minnesota is $25,000 per person and $50,000 per accident. While this too may not provide full coverage for your situation, it will allow you to collect additional compensation while the authorities continue to work to identify the at-fault driver.
In today’s day and age, it’s becoming more difficult to get away with a hit and run, but it still happens every day in Minnesota. Drive defensively and be prepared to collect evidence at a moment’s notice, and you’ll be doing your part to avoid an accident and identify a driver that fails to stop.
If you’re involved in a hit and run or a more standard motorcycle accident, let Dean and the team at Margolis Law Firm be an advocate for you and your family. We’ll work on getting you as much compensation as possible while you focus on recovering from your injuries. We’ve been there for countless clients in the past, and we’ll gladly add your name to that growing list in your time of need. For more information, or to set up an appointment with our team, reach out to Margolis Law Firm today at (952) 230-2700.
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