Doordashing is a staple of the gig economy, and it’s a relatively simple way for someone with a car or a bike to earn some extra cash on the side. These door dashers pick up food from restaurants that don’t offer delivery service and bring them to customers, allowing them to have access to a wider range of food options in their area. Doordashing food is quite common, especially among younger generations, which means plenty of people end up acting as a DoorDash delivery driver as a side hustle or while they are in school.
Because of the unique way the company operates and employs dashers in cities across the country, you can get hired rather quickly and set your own hours, but will you be protected by workers’ compensation in the event that you are injured while Doordashing? We take a closer look at your legal options if you are injured while Doordashing in Minnesota.
Doordash Injury Compensation
Given their unique company format and gig-style operation across the country, injury compensation for DoorDash-related injuries are a bit different than if you were injured at the office or on the job site alongside other co-workers. As a way of offering protection to DoorDash employees while also securing coverage that abides by different state and federal guidelines, DoorDash offers their own type of workers’ compensation known as an Occupational Accident Policy. Dashers are automatically enrolled in this coverage when they start working for the company, and it will be available to them so long as they are injured while:
- Logged into the DoorDash app; and
- Engaged in a delivery (after order has been picked up, prior to delivery).
Assuming those two factors are present, you’ll be eligible for up to:
- $1 million dollars in medical expenses, with no deductible or co-pay
- Disability payments of up to $500 a week if unable to work
- Death benefits to surviving family members in the event of a fatal accident
*Note – Occupational Accident Policy coverage only provides compensation for medical expenses and wage loss, not for property damage to a vehicle or bike. You’ll need to file a claim with your automobile insurance provider if your vehicle is damaged as a result of the accident.
Moreover, OAP coverage does not provide compensation for factors like pain and suffering, property damage, or injuries that occur outside the specific delivery window. It’s a small safety net, but it’s not a perfect solution for Door Dashers who suffer an injury during their work duties.
While it may seem like DoorDash is working with you to help you get the compensation you deserve after an accident, know that they are not on your side and are trying to limit your claim. The wisest move after suffering an injury while delivering for DoorDash will be to connect with an experienced injury lawyer in your area. Dean and the team at Margolis Law Firm have helped Door Dashers, delivery drivers and gig workers get the compensation they deserve despite having unique workers’ compensation protections from their employer, and we can do the same for you. Don’t assume that your employer or their insurance company have your best interests at heart, because you may end up leaving a lot of money on the table.
We understand that you may want to wrap up your claim and earn a settlement, but don’t rush through the process and miss out on a much bigger payday. These injuries may be more severe than you realize, and you may have additional compensation options available to you, so take a moment and connect with an injury attorney to determine the best steps forward.
If you were injured while driving for DoorDash, UberEats, Grubhub or another third-party delivery service, let us help you get the compensation you deserve. For more information, connect with our office today at (952) 230-2700.
- Injured While Doordashing In Minnesota - April 23, 2026
- What To Know About Emergency Room Visits After A Work Injury - April 15, 2026
- How Surveillance Can Be Used in Workers’ Compensation Cases - April 9, 2026