One minute you’re performing your work duties like normal, the next a major accident has occurred and emergency medical care is necessary. Nobody likes to think about this possibility, but the reality is that you need to be ready to respond in the event the situation arises. In today’s blog, we share what you should know about receiving emergency medical care after a work injury in Minnesota.
ER Care After A Work Injury
If you or a coworker is in need of emergency medical care after a work accident, there isn’t a moment to spare. Now is not the time to check the employee handbook or wait for employer approval before seeking medical assistance. We understand that you don’t want to incur a major medical expense, but know that workers’ compensation is designed to account for these situations. If you follow a few simple steps, you can get the care you need and give yourself a good chance to have all medical expenses covered by your employer’s workers’ compensation provider. Here’s what you need to do:
1. Seek Care ASAP– The most important thing is getting the injured worker to an emergency department as soon as possible. You do not need to visit a specific provider or get permission from your employer to seek out care. The goal is to get the patient appropriate medical care as quickly as possible to prevent worsening health issues. No approvals are necessary, just get to a care facility quickly.
2. Inform The ER Staff It’s A Work Injury – It’s helpful for you or anyone who assists in getting you to the medical facility to make it known that you are dealing with a work injury. This won’t change the care you receive, but it will ensure the staff fill out necessary forms and make it easier for you to get the information you need to assist with your claim. Prior to your discharge, you’ll want to request a copy of your medical records, billing documents, discharge summaries or any forms related to your care at the facility. Professionally documented medical examinations and expenses are needed to support your eventual workers’ compensation claim.
3. Report The Injury To Your Employer – If you need to leave mid-shift to seek emergency care, there’s a good chance that your employer is aware of your injuries. However, don’t assume that’s the case or that they have enough information to file a report on their end. Once your wounds have been tended to, connect with your employer or your HR department and file an injury report. Again, having the right documentation in place is crucial for earning a workers’ compensation award, so make sure you square up with your employer to ensure the injury has been correctly documented on their end.
4. Connect With An Injury Lawyer – The next thing you should do is sync up with an injury lawyer like Dean Margolis. There’s a good chance you’re dealing with some severe injuries, and the last thing you need is to try and figure out how to file an injury claim while you’re physically and financially hurting as a result of the accident. Don’t leave money on the table by jumping on the first offer or by filing incorrectly. Instead, connect with an injury lawyer who can review all aspects of your injury and make a strong claim for a credible valuation. Insurance companies want to prey on your inexperience, and it’s easy to feel overwhelmed by the process while you’re simultaneously working to deal with your injuries. Let an injury lawyer go to bat for you while you focus on your health and your family.
If you follow this checklist and trust your case to an experienced injury firm, there’s a high probability that your medical expenses will be paid in full after your work accident. Additionally, we can work to determine and collect other damages you may be entitled to receive, like lost wages, retraining benefits and more. The world of injury compensation is quite complex, so don’t let your inexperience cost you.
For more information on how we can assist after emergency care or a less severe work injury, reach out to Dean and the team at Margolis Law Firm today at (952) 230-2700.
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