Who Pays My Medical Bills After A Pedestrian Accident?

Being struck by a vehicle can be a life changing experience. You’re not much of a match for a moving vehicle, so it’s not uncommon for pedestrian accidents to result in severe injuries. If you are struck by a moving vehicle, you may be wondering who is going to pick up the tab for your medical bills or any lost wages in the event that you miss some time from work. In today’s blog, we explain who pays the medical bills after a pedestrian accident in Minnesota.

Pedestrian Accidents And Injury Compensation

Despite the fact that it was vehicle versus person, a pedestrian accident is treated similar to a vehicle versus vehicle accident in Minnesota in that it will be treated as a No Fault accident. This means that you will first pursue compensation through your automobile insurance provider. If you do not carry automobile insurance, you may be able to file a claim through a relative that you live with. If you don’t live with an eligible party, then you may be able to file a claim through the automobile insurance provider of the driver that struck you.

You will be filing a claim through your automobile insurance provider’s personal injury protection, or PIP. The PIP portion of your insurance policy allows you to collect compensation for certain types of expenses up to specific amounts. For example, your PIP will pay out up to $40,000 in expenses. You are eligible to seek up to $20,000 for any medical expenses you incur, and up to $20,000 in lost wages. You may also be able to be reimbursed for gas mileage when traveling to and from appointments related to your accident, as well as replacement services if you need help around the home for a while because of your accident. Your lawyer can go into deeper detail about what types of replacement services you may be eligible for.

If you’re at all familiar with the American healthcare system, you’re probably aware of how quickly medical expenses can add up. If you’ve suffered broken bones or require surgery to address your injuries, it’s very possible that your medical expenses exceed $20,000. Or if you worked a very physical job and need to spend a lot of time away to recover, you can reach this threshold for lost wages as well. So what happens if you exceed these benchmarks?

In these situations, you will be able to file a personal injury lawsuit against the at-fault driver. You will be pursuing a claim against the driver’s liability coverage, and you’ll need to make a strong case that they were at fault for the accident. As you might imagine, the other driver’s insurance policy is likely to push back against your claim, so it’s imperative that you have an experienced professional in your corner to handle this lawsuit.

Dean and the team at Margolis Law Firm have been helping clients get pedestrian injury compensation for years, and we can do the same for you if you suffered significant injuries as a result of an inattentive driver. We know how important it is for you to focus on your family and your health in times like these, so let us build a case and fight for you during settlement talks or mediation so that you can give your energy to what matters most. We’ll work to get you the largest settlement possible because we understand the short-term and long-term expenses you’ll face in the wake of a pedestrian accident.

If you’d like to learn more about your options after a pedestrian accident, or you just want more information about the process, pick up the phone and give Dean and his team a call today at (952) 230-2700. We hope you’ll never need us, but you’ll be thankful that you connected with our experienced group if you ever find yourself on the wrong end of a pedestrian accident. Give us a call today for more information.