The No Fault accident system is designed to make the process of filing an insurance claim and earning an award a lot simpler. Instead of forcing two parties to go head to head in a he said, she said battle, policyholders can file a claim through their own insurance without forcing a fault determination to be made. This should help to speed up claim processing and ensure you get the money you’re entitled to receive.
Some people end up navigating small No Fault claims on their own without the help of a lawyer, but there are times when it’s clear that it’s time to sync up with a legal professional to assist with the case. In today’s blog, we explore some signs that it’s time to consult with a lawyer to help with your No Fault accident claim in Minnesota.
When To Hire A No Fault Accident Lawyer In Minnesota
We believe that it’s wise to seek out a consultation with an injury lawyer even for small No Fault claims, because a lawyer will be able to provide some helpful advice or may be able to get you more money than you would have been able to get on your own, but we understand why some feel like they want to handle the process on their own. With that said, if you run into any of these issues while attempting to collect a No Fault accident claim on your own, it’s time to pick up the phone and contact a lawyer like Dean Margolis and the team at Margolis Law Firm.
Denials – Even though No Fault claims tend to be more straightforward than other injury claims, that doesn’t mean you’re always going to have your claim approved by insurance. In fact, a fair amount of claims are denied for one reason or another. Don’t let this be the end of your story! Connect with a lawyer and let them sort through your reason for denial and make adjustments to your claim to ensure it is eventually approved.
Delays – Insurance companies rarely act quickly, especially if they are going to be on the hook for a payout, so agents may look for any way to delay payment or extend a case. We understand that bills may be piling up and your financial situation is taking a hit because you’re waiting for your claim to be processed, but don’t make a bad decision or rush to settle. Talk with a lawyer if your case is taking too long or you believe the insurance company is not getting back to you in a timely manner.
Policy Limits – If it’s at all possible that you will hit your policy limits when filing a No Fault claim, talk with your lawyer before moving forward. If you find out after filing a claim that your No Fault claim will not cover the extent of the damages you incurred, you need to speak to a lawyer right away.
Dispute Of Facts – Talk with a lawyer if you uncover a dispute of facts along the way. If the insurance company is contesting a portion of your claim, or a police report has clear inaccuracies, you’ll want to bring a legal professional on board to address the issues so that these lies don’t serve as a basis for whether or not your claim is awarded.
You’re Exhausted – A car accident can leave you feeling physically, mentally, emotionally and financially exhausted, and that can make it difficult to balance your life and your claim. Let us take something off your plate so that you can focus on what matters while we build an airtight claim for you. If you’re simply looking for peace of mind and some relief from the stress of the accident, bring a lawyer on board.
Let us assist with your No Fault injury claim and get you the compensation you deserve. For more information on how we can help you do this, connect with Dean and the team at Margolis Law Firm today at (952) 230-2700.
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