Workers’ compensation is designed to protect employees in the event they suffer an on-the-job injury, but collecting this compensation after a work injury is rarely a simple and straightforward process. Like running a marathon, getting to the finish line can be a bit of a pain, but you’ll be happy you did the work to get there.
So while certain parts of the process can be a pain, we have some tips and tricks for avoiding some of the biggest headaches associated with winning a claim. Below, we share some of the biggest pains of the workers’ compensation system, and we discuss ways to avoid these issues enroute to an award.
Preventing A Painful Work Comp Claim Process
Below, claimants shine a spotlight on some of the biggest annoyances during the workers’ compensation claims process, and we offer some insights for avoiding these issues.
Lots Of Paperwork – There is a lot of paperwork that will need to be filled out and filled out correctly in order to succeed with your claim. Even if you get your hands on the right forms, filing them out correctly and submitting them within the appropriate deadlines can be difficult, especially if you’re also managing a disabling injury. You can relieve this burden by letting a lawyer handle all the paperwork. This also gives you peace of mind knowing that it is done correctly and within the necessary deadlines.
Slow Moving Process – We understand that you want your claim approved as soon as possible, especially since the injury is keeping you from earning a regular paycheck. However, insurance companies are in no hurry to approve your claim and pay it out, so they will delay the process as much as possible. We don’t want you to accept a lowball settlement offer because you are hurting for money. You can help speed up the process by keeping detailed records of anything associated with your injury case, seeking prompt medical treatment and working with a lawyer who can put pressure on the insurance company to follow through with your claim.
Knowing Your Allies – It can be tough to really know who has your best interests at heart following a work accident. It may seem like your employer and the insurance agent on the phone are sympathetic to your case, but remember that a payout will come out of their pocket or could lead to increased insurance premiums, so they have a financial motive to minimize the legitimacy of your claim. Always remember who truly has your best interests at heart, and don’t let your guard down when talking to these parties. Obviously a lawyer has a vested interest in your case, but remember that they get a set percentage of your take home amount, meaning they take home more if they get more money for their clients. They truly have your best interests at heart throughout the process.
Denials – Despite your best efforts, you may find that your claim has been denied by the insurance company. While frustrating, know that this is not the end of the road. A significant portion of claims are initially denied, and we work to counter these reasons for denial in order to get you the compensation you deserve. As has been the theme throughout this blog, a lawyer can be extremely helpful here. We can help you avoid an initial denial or counter a claim rejection to eventually get it approved.
We want to make the workers’ compensation claims process as easy as possible so that you can get the financial compensation you deserve as you recover from an injury. Let us take the mental and emotional pain out of the process. For assistance with your claim, connect with Dean and the team at Margolis Law Firm today at (952) 230-2700.
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